Live demo
Play with the real engine
Not a video and not a mockup. The arithmetic below is the app's own — assign money, spend it, put it on a card, and roll into next month to see what carries.
The full demo is a hosted instance carrying 36 months of invented data for a household of four — every screen, every module, right up to this month, including the month two of them moved out and the month one came back.
What just happened
Four rules it is enforcing
The same four the app enforces on real money.
You can only budget what you have
Ready to Assign starts at what actually arrived. Assign more and it goes negative, and the app keeps saying so until you take some back.
Overspending is never hidden
Push an envelope below zero and it turns red with a cover button. Take it from wherever has slack, or let the rollover handle it under whichever model you picked.
Card spending reserves the cash
Buy something on the card and the category gives the money up while the payment envelope holds it. The statement is never a surprise, because the money was set aside when you spent it.
Nothing appears from nowhere
Every rupee is somewhere: in an envelope, in Ready to Assign, or held for next month. Roll the month and watch leftovers carry rather than evaporate.
And if you don't pool your money
The demo household above shares one budget, which is what most do. The full demo has two people keeping their own — their own accounts, their own envelopes, ₹40,000 and ₹18,000 a month committed to the shared bills.
- A private account the rest of the household cannot see at all
- Rent paid from it, filed to the household's envelope — and not a rupee transferred
- A month where he paid for more than he put aside, and the three ways that can be settled
- Two people leaving in the same month, settled two different ways — one released, one turned into money the household owes
- And one of them coming back six months later, picking up exactly where they left off
Nothing here is switched on for a household that pools everything. There is no second grid to ignore and no control for a distinction you have not made.
What a nine-row demo leaves out
The real thing carries the parts that make this survivable past month three.
- Money arriving on its own. Statement PDFs from eleven banks, CSVs and bank alerts, all landing in a review queue.
- Rules that learn. File a payee twice and a rule is proposed, never applied silently.
- Loans, investments and net worth, with the firewall that keeps growth out of the budget.
- Undo on everything, for thirty days, from an append-only log.
- Separate budgets, for households that keep their own accounts and split the shared bills — without moving money to do it.
